Planning to spend less on holiday gifts this year -- either because your income has decreased or your consumer guilt has increased? You're not alone. To get in the true spirit of giving, why not choose gifts that also support charitable causes? With so many places to shop for good, you'll be checking off your list in no time. (Friends and family will never know the difference.)
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Sure you can always pop into your online account, but keeping track of your checking offline provides a valuable paper record - not to mention a manual wake up call of your actual spending.
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